They say nothing in life is free. I fully understand that. I have the debt to prove it. It is so hard to get rid of but I didn't accumulate it all yesterday either. I started at the beginning of the year reading the finance columns on the internet and being very conscientious about not spending more than I had, etc, etc....then my tenants moved and the house got expensive and it was all very depressing and I kind of gave up...seeing the debt increase was not what I wanted to be reminded of daily, while I charted what I spent money I didn't have on.
So I sold the house in August....and now I live with my boyfriend for the time being while I try to pay off some debt. He does not know but it is not going as well as I expected(he may know now). Yes I am sure the shopping trip on the weekend didn't help but I had to get Christmas gifts for people. I have limits on gifts and they are very reasonable limits. I have also gotten stuff done on my car for it's 100,000 km checkup and renewed my insurance and generally cleaned up many things that were outstanding. I am also taking college courses online to further my career and paid for one of those. In all of this I have paid off very little if any debt.
So we come to the title of this post. I am enjoying life but where is the happy medium of enjoying life and paying off debt? I start to wonder if I can ever pay off the debt? Does it matter that much? I am always going to be in debt for something but I really would like to be in the black instead of the red......I guess all I can do is keep trying and be conscious of my spending. Perhaps I see a New Year's resolution in the works. I don't usually make them but that is a post for another day....
So I sold the house in August....and now I live with my boyfriend for the time being while I try to pay off some debt. He does not know but it is not going as well as I expected(he may know now). Yes I am sure the shopping trip on the weekend didn't help but I had to get Christmas gifts for people. I have limits on gifts and they are very reasonable limits. I have also gotten stuff done on my car for it's 100,000 km checkup and renewed my insurance and generally cleaned up many things that were outstanding. I am also taking college courses online to further my career and paid for one of those. In all of this I have paid off very little if any debt.
So we come to the title of this post. I am enjoying life but where is the happy medium of enjoying life and paying off debt? I start to wonder if I can ever pay off the debt? Does it matter that much? I am always going to be in debt for something but I really would like to be in the black instead of the red......I guess all I can do is keep trying and be conscious of my spending. Perhaps I see a New Year's resolution in the works. I don't usually make them but that is a post for another day....