Skip to main content

Debt and enjoying life....hmmm

They say nothing in life is free.  I fully understand that.  I have the debt to prove it.  It is so hard to get rid of but I didn't accumulate it all yesterday either.  I started at the beginning of the year reading the finance columns on the internet and being very conscientious about not spending more than I had, etc, etc....then my tenants moved and the house got expensive and it was all very depressing and I kind of gave up...seeing the debt increase was not what I wanted to be reminded of daily, while I charted what I spent money I didn't have on. 

So I sold the house in August....and now I live with my boyfriend for the time being while I try to pay off some debt.  He does not know but it is not going as well as I expected(he may know now).  Yes I am sure the shopping trip on the weekend didn't help but I had to get Christmas gifts for people.  I have limits on gifts and they are very reasonable limits.  I have also gotten stuff done on my car for it's 100,000 km checkup and renewed my insurance and generally cleaned up many things that were outstanding.  I am also taking college courses online to further my career and paid for one of those.  In all of this I have paid off very little if any debt.

So we come to the title of this post.  I am enjoying life but where is the happy medium of enjoying life and paying off debt?  I start to wonder if I can ever pay off the debt?  Does it matter that much?  I am always going to be in debt for something but I really would like to be in the black instead of the red......I guess all I can do is keep trying and be conscious of my spending.  Perhaps I see a New Year's resolution in the works.  I don't usually make them but that is a post for another day....

Popular posts from this blog

Week 2: Monday-Thursday

Day 5:  NO spending day.  It was a quiet Monday. Day 6:  I spent approx $6.00 to fill a prescription. I should probably update you on another goal I had for this year.  I have been trying to make it to the gym twice a week since January.  It doesn't seem like a big goal but some weeks it is tough. Truthfully I haven't made it even once in the last  two weeks but I got back on track today with a bootcamp class at the YMCA I go to.  Although I am not noticing much difference in my weight or how I look I have noticed a substantial difference in how I feel......GREAT!  I am also hoping it will translate into an improved softball season. I may never be in the shape I was at 20 again but I can certainly try and be closer than I am now. Today was also lunch date day.....my coworker brought pulled pork sandwiches with carrot stick and cherry tomatoes.  She also made chocolate peanut butter squares....ummm delicious.  I will have to get that ...
Read more

My Cup O Tea

Over the years I have become a fan of tea.  My favourites are non-caffeine.  Green Teas, herbal teas and rooibus.  Almost any loose leaf tea will do.  I once got chamomile tea from a friends parents and it was really just a whole baggie of chamomile flowers.....it was from a place in Sarnia, Ontario but I am not sure exactly where.  It just seems so much fresher when you can recognize it by sight.... In June while on vacation I found a tea store selling hand tied leaves.  What a fantastic aroma of jasmine.  It is the Madame Butterfly tea by Capital Teas (www.capitalteas.com).  It was very expensive and I just couldn't afford it but they certainly had lots of great teas. My most recent vacation in Florida found me in the Spice and Tea Exchange (www.spiceandtea.com) where I purchased a small bag of loose leaf hazelnut cookie tea.  Ceylon black base so not my usual herbal but wonderful smell and tastes very rich.  An enjoyable tea....
Read more